United Realty, LLC
Mark Williams,BA,GRI,ACB Broker/Owner

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Missouri has passed a first time home buyer savings account law.

This will be a great opportunity for first time buyers to get a tax break while saving for their first home. All of us at United Realty, LLC applaud the Missouri legislators for passing such a wonderful bill. 

"Beginning January 1, 2018, this bill establishes the "First-Time Home Buyer Savings Account Act" and authorizes an individual income tax deduction for 50% of the contributions to such a savings account dedicated to buying a first home.
The bill specifies that the annual contribution deduction limit is $8,000 per taxpayer and a first-time home buyer is an individual who has never owned a single-family, owner-occupied primary residence including a condominium or manufactured home or a divorced individual who has
not been listed on a property title for at least three years. 
The maximum contribution limit for all tax years is $50,000 and the maximum total amount in the savings account is $150,000.
Funds in the savings account can be used only for eligible expenses of purchasing a primary residence in this state, transfered to another first-time home buyer savings account or used to pay service fees. Any withdrawal of funds for other purposes will be subject to recapture and penalties."
source - Missouri House of Representatives


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